Welcome to the Nexus of Ethics, Psychology, Morality, Philosophy and Health Care

Welcome to the nexus of ethics, psychology, morality, technology, health care, and philosophy
Showing posts with label Finances. Show all posts
Showing posts with label Finances. Show all posts

Tuesday, June 2, 2020

Sexual ads trigger financial impatience in hungry men — but have the opposite effect in women

Anastasiya Tyshko
psypost.org
Originally posted 7 April 20

Here is an excerpt:

Previous research indicates that hungry people are prone to making impatient decisions and opt for immediate rather than delayed benefits. In the present study, researchers sought to test how the combination of hunger and exposure to sexual ads would affect people’s financial decisions.

“One of the reasons we were interested in this topic was the quite ambiguous effects of sex in advertising, as demonstrated in previous research. Moreover, we wanted to explore potentially interactive effects between two basic human drives (in our case linked to hunger and sexual arousal) on people’s financial decisions,” said study author Tobias Otterbring, an associate professor at Aarhus University.

To conduct the experiment, the researchers recruited 265 university students (51% female). All participants were randomly divided into three groups: one experimental and two controls. In the experimental condition, participants were shown sexual ads, while the two control groups viewed neutral ads or no ads at all. After this, all participants were asked to choose between receiving $35 in 20 days or $30 tomorrow. Lastly, participants rated how hungry they were during their participation in the study.

The results indicate that being exposed to sexual ads while being hungry increases the likelihood of making impatient financial decisions for men. For women, the combination of hunger and sexual ads, on the contrary, is linked to greater chances of being patient in one’s financial choices.

“Our findings indicate that men and women (or at least male and female undergraduates, which constituted our sample) make different financial decisions after visual exposure to ads with sexually arousing content, but that such sex differences only seem to apply to hungry rather than satiated individuals. According to our results, satiated men and women do not differ in their financial decisions after viewing sexually arousing ads,” Otterbring told PsyPost.

The info is here.

Thursday, February 13, 2020

Groundbreaking Court Ruling Against Insurer Offers Hope in 2020

Katherine G. Kennedy
Psychiatric News
Originally posted 9 Jan 20

Here is an excerpt:

In his 106-page opinion, Judge Spero criticized UBH for using flawed, internally developed, and overly restrictive medical necessity guidelines that favored protecting the financial interests of UBH over medical treatment of its members.

“By a preponderance of the evidence,” Judge Spero wrote, “in each version of the Guidelines at issue in this case the defect is pervasive and results in a significantly narrower scope of coverage than is consistent with generally accepted standards of care.” His full decision can be accessed here.

As of this writing, we are still awaiting Judge Spero’s remedies order (a court-ordered directive that requires specific actions, such as reparations) against UBH. Following that determination, we will know what UBH will be required to do to compensate class members who suffered damages (that is, protracted illness or death) or their beneficiaries as a result of UBH’s denial of their coverage claims.

But waiting for the remedies order does not prevent us from looking for answers to critical questions like these:

  • Will Wit. v. UBH impact the insurance industry enough to catalyze widespread reforms in how utilization review guidelines are determined and used?
  • How will the 50 offices of state insurance commissioners respond? Will these regulators mandate the use of clinical coverage guidelines that reflect the findings in Wit. v. UBH? Will they tighten their oversight with updated regulations and enforcement actions?


The info is here.

Wednesday, January 8, 2020

Many Public Universities Refuse to Reveal Professors’ Conflicts of Interest

Annie Waldman and David Armstrong
Chronicle of Higher Ed and
ProPublica
Originally posted 6 Dec 19

Here is an excerpt:

All too often, what’s publicly known about faculty members’ outside activities, even those that could influence their teaching, research, or public-policy views, depends on where they teach. Academic conflicts of interest elude scrutiny because transparency varies from one university and one state to the next. ProPublica discovered those inconsistencies over the past year as we sought faculty outside-income forms from at least one public university in all 50 states.

About 20 state universities complied with our requests. The rest didn't, often citing exemptions from public-information laws for personnel records, or offering to provide the documents only if ProPublica first paid thousands of dollars. And even among those that released at least some records, there’s a wide range in what types of information are collected and disclosed, and whether faculty members actually fill out the forms as required. Then there's the universe of private universities that aren't subject to public-records laws and don't disclose professors’ potential conflicts at all. While researchers are supposed to acknowledge industry ties in scientific journals, those caveats generally don’t list compensation amounts.

We've accumulated by far the largest collection of university faculty and staff conflict-of-interest reports available anywhere, with more than 29,000 disclosures from state schools, which you can see in our new Dollars for Profs database. But there are tens of thousands that we haven't been able to get from other public universities, and countless more from private universities.

Sheldon Krimsky, a bioethics expert and professor of urban and environmental planning and policy at Tufts University, said that the fractured disclosure landscape deprives the public of key information for understanding potential bias in research. “Financial conflicts of interest influence outcomes,” he said. “Even if the researchers are honorable people, they don’t know how the interests affect their own research. Even honorable people can’t figure out why they have a predilection toward certain views. It’s because they internalize the values of people from whom they are getting funding, even if it’s not on the surface."

The info is here.

Wednesday, November 20, 2019

The ‘cancer growing in cancer medicine’: pharma money paid to doctors

Money and medicineVinay Prasad
statnews.com
Originally posted October 30, 2019

Here is an excerpt:

The fundamental problem is that, as a profession, cancer physicians are not interested in addressing conflict of interest. Too many people in prominent positions benefit from the current lax policies. Disclosure is not the solution —ending these payments is.

I want to be clear: I’m all for doctors interacting with and working with the pharmaceutical and device industries. I have lectured at major pharmaceutical companies, but without accepting money, travel expenses, or meals. Researchers should be free to work with pharmaceutical companies on trials, but there is no legitimate reason why a well-paid physician needs to take personal payments, gifts, meals, or travel expenses from the pharmaceutical industry. That practice must end.

Conflict of interest is the cancer growing in cancer medicine. It poisons the field. It leads us to celebrate marginal drugs as if they were game-changers. It leads experts to ignore or downplay flaws and deficits in cancer clinical trials. It keeps doctors silent about the crushing price of cancer medicines. It is rampant in guidelines that lead to off-label prescribing and that mandate payment. It is surely a calculated maneuver by the industry to increase their profits.

The info is here.

Wednesday, June 19, 2019

The Ethics of 'Biohacking' and Digital Health Data

Sy Mukherjee
Fortune.com
Originally posted June 6, 2019

Here is an excerpt:

Should personal health data ownership be a human right? Do digital health program participants deserve a cut of the profits from the information they provide to genomics companies? How do we get consumers to actually care about the privacy and ethics implications of this new digital health age? Can technology help (and, more importantly, should it have a responsibility to) bridge the persistent gap in representation for women in clinical trials? And how do you design a fair system of data distribution in an age of a la carte genomic editing, leveraged by large corporations, and seemingly ubiquitous data mining from consumers?

Ok, so we didn’t exactly come to definitive conclusions about all that in our limited time. But I look forward to sharing some of our panelists’ insights in the coming days. And I’ll note that, while some of the conversation may have sounded like dystopic cynicism, there was a general consensus that collective regulatory changes, new business models, and a culture of concern for data privacy could help realize the potential of digital health while mitigating its potential problems.

The information and interview are here.

Monday, May 20, 2019

How Drug Companies Helped Shape a Shifting Biological View of Mental Ilness

Terry Gross
NPR Health Shots
Originally posted May 2, 2019

Here are two excerpts:

On why the antidepressant market is now at a standstill

The huge developments that happen in the story of depression and the antidepressants happens in the late '90s, when a range of different studies increasingly seemed to suggest that these antidepressants — although they're helping a lot of people — when compared to placebo versions of themselves, don't seem to do much better. And that is not because they are not helping people, but because the placebos are also helping people. Simply thinking you're taking Prozac, I guess, can have a powerful effect on your state of depression. In order, though, for a drug to get on the market, it's got to beat the placebo. If it can't beat the placebo, the drug fails.

(cut)

On why pharmaceutical companies are leaving the psychiatric field

Because there have been no new good ideas as to where to look for new, novel biomarkers or targets since the 1960s. The only possible exception is there is now some excitement about ketamine, which targets a different set of biochemical systems. But R&D is very expensive. These drugs are now, mostly, off-patent. ... [The pharmaceutical companies'] efforts to bring on new drugs in that sort of tried-and-true and tested way — with a tinker here and a tinker there — has been running up against mostly unexplained but indubitable problems with the placebo effect.

The info is here.

Friday, April 19, 2019

Duke agrees to pay $112.5 million to settle allegation it fraudulently obtained federal research funding

Seth Thomas Gulledge
Triangle Business Journal
Originally posted March 25, 2019

Duke University has agreed to pay $112.5 million to settle a suit with the federal government over allegations the university submitted false research reports to receive federal research dollars.

This week, the university reached a settlement over allegations brought forward by whistleblower Joseph Thomas – a former Duke employee – who alleged that during his time working as a lab research analyst in the pulmonary, asthma and critical care division of Duke University Health Systems, the clinical research coordinator, Erin Potts-Kant, manipulated and falsified studies to receive grant funding.

The case also contends that the university and its office of research support, upon discovering the fraud, knowingly concealed it from the government.

According to court documents, Duke was accused of submitting claims to the National Institute of Health (NIH) and Environmental Protection Agency (EPA) between 2006-2018 that contained "false or fabricated data" cause the two agencies to pay out grant funds they "otherwise would not have." Those fraudulent submissions, the case claims, netted the university nearly $200 million in federal research funding.

“Taxpayers expect and deserve that federal grant dollars will be used efficiently and honestly. Individuals and institutions that receive research funding from the federal government must be scrupulous in conducting research for the common good and rigorous in rooting out fraud,” said Matthew Martin, U.S. attorney for the Middle District of North Carolina in a statement announcing the settlement. “May this serve as a lesson that the use of false or fabricated data in grant applications or reports is completely unacceptable.”

The info is here.

Monday, October 22, 2018

Trump's 'America First' Policy Puts Economy Before Morality

Zeke Miller, Jonathan Lemire, and Catherine Lucey
www.necn.com
Originally posted October 18, 20198

Here is an excerpt:

Still, Trump's transactional approach isn't sitting well with some of his Republican allies in Congress. His party for years championed the idea that the U.S. had a duty to promote U.S. values and human rights and even to intervene when they are challenged. Some Republicans have urged Trump not to abandon that view.

"I'm open to having Congress sit down with the president if this all turns out to be true, and it looks like it is, ... and saying, 'How can we express our condemnation without blowing up the Middle East?" Sen. John Kennedy, R-La., said. "Our foreign policy has to be anchored in values."

Trump dismisses the notion that he buddies up to dictators, but he does not express a sense that U.S. leadership extends beyond the U.S. border.

In an interview with CBS' "60 Minutes" that aired Sunday, he brushed aside his own assessment that Putin was "probably" involved in assassinations and poisonings.

"But I rely on them," he said. "It's not in our country."

Relations between the U.S. and Saudi Arabia are complex. The two nations are entwined on energy, military, economic and intelligence issues. The Trump administration has aggressively courted the Saudis for support of its Middle East agenda to counter Iranian influence, fight extremism and try to forge peace between Israel and the Palestinians.

The info is here.

Thursday, October 18, 2018

Medicine’s Financial Contamination

Editorial Board
The New York Times
Originally posted September 14, 2018

Here is an excerpt:

Sloan Kettering’s other leaders were well aware of these relationships. The hospital has said that it takes pains to wall off any employee involved with a given outside company from the hospital’s dealings with that company. But it’s difficult to believe that conflicts of this magnitude could have truly been worked around, given how many of them there were, and how high up on the organizational chart Dr. Baselga sat. It also strains credulity to suggest that he was the hospital’s only leader with such conflicts or with such apparent difficulty disclosing them. After the initial report, but before Dr. Baselga’s resignation, the hospital sent a letter to its entire 17,000-person staff acknowledging that the institution as a whole needed to do better. It remains to be seen what additional actions will be taken — and by whom — to repair the situation.

Financial conflicts are hardly confined to Sloan Kettering. A 2015 study in The BMJ found that a “substantial number” of academic leaders hold directorships that pay as much as or more than their clinical salaries. According to other surveys, nearly 70 percent of oncologists who speak at national meetings, nearly 70 percent of psychiatrists on the task force that ultimately decides what treatments should be recommended for what mental illnesses, and a significant number of doctors on Food and Drug Administration advisory committees have financial ties to the drug and medical device industries. As bioethicists have warned and as journal publishers have long acknowledged, not all of them report those ties when and where they are supposed to.

The info is here.

Tuesday, October 9, 2018

Morality is the new profit – banks must learn or die

Zoe Williams
The Guardian
Originally posted September 10, 2018

Here is an excerpt:

Ten years ago, “ethical” investing meant not buying shares in arms and alcohol, as if morality were so unfamiliar to financial decision-making that you had to go back to the 19th century and borrow it from the Quakers. The growth of banks with a moral mission – like Triodos (“quality of life, human dignity, sustainability”) – or investments with a social purpose – like Abundance, which finances renewable energy – has been impressive on its own terms, but remained niche, for baby boomers with a conscience. The idea that all market activity should have a purpose other than profit is roughly where it always was on the spectrum, somewhere between Marx and Jesus – one for the rioters, the subversives, the people with beards, unsuited to mainstream discourse.

But there is nothing more pragmatic and less idealistic than to insist on the social purpose of the market; banking cannot survive without it – not as a corporate bolt-on but as its driving and decisive motivation. The derivatives trade cannot weather the consequences of infinite self-interest, because there really will be consequences – extreme global ones. The planet cannot survive an endless cost-benefit analysis in which nature is pitted against profit. Nature will always lose and so will humanity as a result. Whatever the immediate cause of the next crash, if and when it comes its roots will be environmental. The Financial Times talks about “the insidious danger that pension funds deflate, leaving a generation without enough money to retire”. The most likely cause for that devaluation of pensions – leaving aside the generation that cannot afford to save for the future – will be stranded assets, pension funds having invested in fossil fuels that cannot be excavated.

The info is here.

Friday, October 5, 2018

Nike picks a side in America’s culture wars

Andrew Edgecliffe-Johnson
Financial Times
Originally posted September 7, 2018

Here is an excerpt:

This is Nike’s second reason to be confident: drill down into this week’s polls and they show that support for Nike and Kaepernick is strongest among millennial or Gen-Z, African-American, liberal urbanites — the group Nike targets. The company’s biggest risk is becoming “mainstream, the usual, everywhere, tamed”, Prof Lee says. Courting controversy forces its most dedicated fans to defend it and catches the eye of more neutral consumers.

Finally, Nike will have been encouraged by studies showing that consumers reward brands for speaking up on divisive social issues. But it is doing something more novel and calculated than other multinationals that have weighed in on immigration, gun control or race: it did not stumble into this controversy; it sought it.

A polarised populace is a fact of life for brands, in the US and beyond. That leaves them with a choice: try to carry on catering to a vanishing mass-market middle ground, or stake out a position that will infuriate one side but excite the other. The latter strategy has worked for politicians such as Mr Trump. Unlike elected officials, a brand can win with far less than 50.1 per cent of the population behind it. (Nike chief executive Mark Parker told investors last year that it was looking to just 12 global cities to drive 80 per cent of its growth.)

The info is here.

Sunday, September 30, 2018

Why It’s So Hard to Be an ‘Ethical’ Investor

Jon Sindreu and Sarah Kent
The Wall Street Journal
Originally posted September 1, 2018

In life, ethics are in the eye of the beholder. In investing, ethics are up to the whims of your fund manager.

With little regulation governing what a fund manager can call a “socially responsible” or “ethical” investment, a myriad of bespoke standards have popped up. Increasingly, these fund strategies are designed to beat the market rather than uphold morality.

This has created a dizzying of array possibilities when it comes to what these funds might hold. Fund companies can craft their definitions in such a way that they can simply rename existing products with an ethical allusion, without having to change their fund holdings.

Fund managers have rebranded at least two dozen existing mutual funds over the past few years, adding terms such as “sustainable,” and “ESG”—which stands for environmental, social and corporate governance, an industry buzzword.

The info is here.

Friday, September 21, 2018

Surprised By A Medical Bill? Join The Club. Most Americans Say They Have Been

Alison Kodjak
www.npr.org
Originally posted September 2, 2018

Here is an excerpt:

Most survey respondents — 57 percent — have been surprised by a medical bill they thought would be paid for by their insurance companies, the survey from the research group NORC at the University of Chicago finds.

"People get surprised by all kinds of bills, for all kinds of reasons," says Caroline Pearson, a senior fellow at NORC.

Pearson herself says she was not expecting the problem to be so widespread.

The survey shows that 53 percent of those surveyed were surprised by a bill for a physician's service, and 51 percent got an unexpected bill for a laboratory test – like the urine test featured in our earlier story.

Hospital and health care facility charges surprised 43 percent of respondents, and 35 percent reported getting unexpected bills for imaging services, like the CT scan featured by NPR.

The survey shows that while some of the unexpected bills come because doctors or hospitals where patients are treated don't participate in the patients' insurance networks, the majority come because patients expect their insurance to cover more than it actually does.

The info is here.

Friday, August 24, 2018

Government Ethics In The Trump Administration

Scott Simon
Host, Weekend Edition, NPR
Originally posted August 11, 2018

President Trump appointed what's considered the richest Cabinet in U.S. history, and reportedly, more than half of the president's Cabinet, current and former, have been the subject of ethics allegations. There's HUD Secretary Carson's pricey dining table, VA Secretary Shulkin's seats at Wimbledon, Scott Pruitt's housing sublet from a lobbyist, Interior Secretary Zinke's charter planes, Treasury Secretary Mnuchin taking a government plane to see the solar eclipse, and Commerce Secretary Wilbur Ross might need his own category. Forbes magazine reports on many people who have accused him of outright theft, saying - Forbes magazine - quote, "if even half of the accusations are legitimate, the current United States secretary of commerce could rank among the biggest grifters in American history."

The interview is here.

Sunday, July 29, 2018

White House Ethics Lawyer Finally Reaches His Breaking Point

And give up all this?
Bess Levin
Vanity Fair
Originally posted July 26, 2018

Here is an excerpt:

Politico reports that Passantino, one of the top lawyers in the White House, has plans to quit the administration by the end of the summer, leaving “a huge hole in the White House’s legal operation.” Despite the blow his loss will represent, it’s unlikely anyone will be able to convince him to stay and take one for the team, given he’s been working in what Passantino allies see as an “impossible” job. To recap: Passantino’s primary charge—the president—has refused to follow precedent and release his tax returns, and has held onto his business assets while in office. His son Eric, who runs said business along with Don Jr., says he gives his dad quarterly financial updates. He’s got a hotel down the road from the White House where foreign governments regularly stay as a way to kiss the ring. Two of his top advisers—his daughter and son-in-law—earned at least $82 million in outside income last year while serving in government. His Cabinet secretaries regularly compete with each other for the title of Most Blatantly Corrupt Trump Official. And Passantino is supposed to be “the clean-up guy” for all of it, a close adviser to the White House joked to Politico, which they can do because they’re not the one with a gig that would make even the most hardened Washington veteran cry.

The info is here.

Wednesday, April 11, 2018

What to do with those divested billions? The only way is ethics

Juliette Jowit
The Guardian
Originally posted March 15, 2018

Here is an excerpt:

“I would not feel comfortable gaining from somebody else’s misery,” explains company owner and private investor Rebecca Hughes.

Institutions too are heading in the same direction: nearly 80% of investors across 30 countries told last year’s Schroders’ Global Investor Study that sustainability had become more important to them over the last five years.

“While profitability remains the central investment consideration, interest in sustainability is increasing,” said Jessica Ground, Schroders’ global head of stewardship. “But investors also see sustainability and profits as intertwined.”

UBS’s Doing well by doing good report claims more than half the UK public would pay more for goods or services with a conscience. Many more people will want better ethical standards, even if they don’t want or can’t afford to pay for them.

“It’s in my upbringing: you treat others in the way you’d like to be treated,” says Hughes.

More active financial investors are also taking the issues seriously. Several have indices to track the value of shares in companies which are not doing ‘bad’, or actively doing ‘good’. One is Morgan Stanley, whose two environmental, social and governance (ESG) indices – also covering weapons and women’s progress – were worth $62bn by last summer.

The information is here.

Friday, March 30, 2018

Trump Wants More Asylums — and Some Psychiatrists Agree

Benedict Carey
The New York Times
Originally published March 5, 2018

Here is an excerpt:

The third, and perhaps most critical, point of agreement in the asylum debate is that money is lacking in a nation that puts mental health at the bottom of the health budget. These disorders are expensive to treat in any setting, and funds for hospital care and community supports often come out of the same budget.

In his paper arguing for the return of asylums, Dr. Sisti singled out the Worcester Recovery Center and Hospital in Massachusetts.

This $300 million state hospital, opened in 2012, has an annual budget of $80 million, 320 private rooms, a range of medical treatments and nonmedical supports, like family and group therapy, and vocational training. Its progress is closely watched among mental health experts.

The average length of stay for adolescents is 28 days, and the average for continuing care (for the more serious cases) is 85 days, according to Daniela Trammell, a spokeswoman for the Massachusetts Department of Mental Health.

“Some individuals are hospitalized for nine months to a year; a smaller number is hospitalized for one to three years,” she wrote in an email.

Proponents of modern asylums insist that this kind of money is well spent, considering the alternatives for people with mental disabilities in prison or on the streets. Opponents are not convinced.

The article is here.

Wednesday, February 7, 2018

Ben Carson’s family ethics drama, explained

Emily Stewart
Vox.com
Originally posted February 3, 2018

Here is an excerpt:

Still, questions persist. Secretary Carson’s family has had more involvement in official business than is par for the course — executive branch officials aren’t supposed to use their offices to advance private or commercial interests, and anti-nepotism laws bar officials from employing or promoting the interests of their relatives. Documents obtained by Democratic-leaning nonprofit American Oversight and shared with CNN this week show multiple HUD-organized meetings for Carson Jr. and “friends.” Emails also suggest Ben Carson’s wife, Candy Carson, pushed for her son to get a meeting with Transportation Secretary Elaine Chao.

In a statement on Thursday, Carson asked his agency’s inspector general to look into his listening tour. “In my role as HUD secretary, I try to be as inclusive as possible and talk with a wide variety of people because when it comes to increasing access to affordable housing, no rock should remain unturned,” he said.

Carson just can’t seem to stay out of hot water, ethically speaking

This isn’t the first time Carson has been the subject of ethics scrutiny. Carson’s appearance at a campaign-style rally alongside President Trump in August raised questions about whether he had violated the Hatch Act, which bars executive branch officials from using their government positions to influence elections. Ethics watchdogs eventually agreed it was probably not a violation.

The article is here.

Tuesday, January 9, 2018

Drug Companies’ Liability for the Opioid Epidemic

Rebecca L. Haffajee and Michelle M. Mello
N Engl J Med 2017; 377:2301-2305
December 14, 2017
DOI: 10.1056/NEJMp1710756

Here is an excerpt:

Opioid products, they alleged, were defectively designed because companies failed to include safety mechanisms, such as an antagonist agent or tamper-resistant formulation. Manufacturers also purportedly failed to adequately warn about addiction risks on drug packaging and in promotional activities. Some claims alleged that opioid manufacturers deliberately withheld information about their products’ dangers, misrepresenting them as safer than alternatives.

These suits faced formidable barriers that persist today. As with other prescription drugs, persuading a jury that an opioid is defectively designed if the Food and Drug Administration approved it is challenging. Furthermore, in most states, a drug manufacturer’s duty to warn about risks is limited to issuing an adequate warning to prescribers, who are responsible for communicating with patients. Finally, juries may resist laying legal responsibility at the manufacturer’s feet when the prescriber’s decisions and the patient’s behavior contributed to the harm. Some individuals do not take opioids as prescribed or purchase them illegally. Companies may argue that such conduct precludes holding manufacturers liable, or at least should reduce damages awards.

One procedural strategy adopted in opioid litigation that can help overcome defenses based on users’ conduct is the class action suit, brought by a large group of similarly situated individuals. In such suits, the causal relationship between the companies’ business practices and the harm is assessed at the group level, with the focus on statistical associations between product use and injury. The use of class actions was instrumental in overcoming tobacco companies’ defenses based on smokers’ conduct. But early attempts to bring class actions against opioid manufacturers encountered procedural barriers. Because of different factual circumstances surrounding individuals’ opioid use and clinical conditions, judges often deemed proposed class members to lack sufficiently common claims.

The article is here.

Tuesday, December 19, 2017

Health Insurers Are Still Skimping On Mental Health Coverage

Jenny Gold
Kaiser Health News/NPR
Originally published November 30, 2017

It has been nearly a decade since Congress passed the Mental Health Parity And Addiction Equity Act, with its promise to make mental health and substance abuse treatment just as easy to get as care for any other condition. Yet today, amid an opioid epidemic and a spike in the suicide rate, patients are still struggling to get access to treatment.

That is the conclusion of a national study published Thursday by Milliman, a risk management and health care consulting company. The report was released by a coalition of mental health and addiction advocacy organizations.

Among the findings:
  • In 2015, behavioral care was four to six times more likely to be provided out-of-network than medical or surgical care.

  • Insurers paid primary care providers 20 percent more for the same types of care than they paid addiction and mental health care specialists, including psychiatrists.

  • State statistics vary widely. In New Jersey, 45 percent of office visits for behavioral health care were out-of-network. In Washington, D.C., it was 63 percent.
The researchers at Milliman examined two large national databases containing medical claim records from major insurers for PPOs — preferred provider organizations — covering nearly 42 million Americans in all 50 states and D.C. from 2013 to 2015.

The article is here.